Help with details on buying a new car.......?

Ok, so I want to buy a new car, I%26#039;ve always had my grandparents and mom do all the buying details but I want to buy one on my own. I%26#039;m going to trade in my car that I have now, and I don%26#039;t understand all the Finance, Lease, APR details and stuff. I%26#039;ll try to give you all the details so maybe you can help me understand this so I don%26#039;t get screwed!

2008 Chrysler Aspen

Base MSRP 33,705

Then you can choose a 1,000 cash allowance or 3.9 APR........what the crap does that mean? I have no idea!!! PLEASE help!

Help with details on buying a new car.......?

The apr is the percentage rate you will pay on the loan. The 1000.00 cash back is the rebate you can have in place of the interest rate its an either or you cannot have both. You should also look at the 2007 2008 Durango same car less money and there are plenty of 07s out there. When you look at base msrp you also have to add for the options you choose and the destination cost on the car. Good luck I hope you find what you want. Any questions please e-mail I have been selling Chrysler Dodge for 30 years.

Help with details on buying a new car.......?

get to edmunds.com, nctd.com you kind find what price you should offer dealer much under MSRP. if you get the loan from them take the 3.9% if you get the loan fron another place take the $1000

Help with details on buying a new car.......?

APR is the interest you will pay on the loan

It is usually a better deal to get a lower interest rate than to choose the %26quot;cash allwance%26quot; or %26quot;rebate%26quot; deal. If you add up the interest over a 4 or 5 year car loan, you can save way more money in the long run.

Then again; if you are really in the market for a 33K dollar new car and you don%26#039;t know what APR means, maybe you should allow someone to help you with the details.

I understand wanting to be independent, but there%26#039;s no shame in using all the resources at your disposal (ie: friends and family) so that you don%26#039;t get taken advantage of by the dealership.

Help with details on buying a new car.......?

get the 07 model, huge discounts this time of year trying to make room for 08, its still a brand new car, also it really depends on what kind of credit you have, if you have good credit you may be able to get a lower rate loan from a credit union like 5-6%, in which case take the 1000$ if you have bad credit you probably wanna take the 3.9% rather than a 9% they will offer you

Help with details on buying a new car.......?

:-( Chrysler?...